One of the most important aspects in an auto accident case is establishing fault. Our Atlanta, Georgia, car accident lawyers are highly experienced in handling automobile accident lawsuits. We will work with you to ensure that the negligent parties, whether other drivers or, in the case of defective vehicles, vehicle manufacturers, are held responsible. One thing to keep in mind that is that it is the job of the insurance company to pay out as little as possible. It is imperative that you accept no settlement over the phone with an insurance agent. Those conversations are recorded, and your verbal acceptance of money can be binding. If you are involved in a car accident in the Atlanta area, you should contact Robbins Law, PC immediately so we can explain to you how these cases work and what we must prove to get you the compensation to which you are entitled.
After you have filed a claim for car accident, the adjuster immediately evaluates the car insurance claim. He or she reviews the property damage appraisal and determines how much it will cost to fix your car. If the cost to repair the damage exceeds the fair market value (FMV) of your car, they will most likely recommend totaling the car in lieu of repairing it. If the damage is within the repair guidelines, then your car should be repaired by an authorized body shop at no cost to you except for your deductible. If you have rental insurance, you should be provided a rental car up to the maximum limits. If the accident was not your fault, the at-fault driver’s insurance may provide a rental car to you at no expense.
The second part of your car accident claim is determining bodily injury, if any. If you were not injured in the accident, consider yourself extremely fortunate. If you were injured and you require medical treatment, physical therapy, etc., this could prolong your car accident compensation claim. Different types of insurance coverage will kick in to help cover your medical costs, time lost from work due to your injuries, prescriptions and even mileage to and from your medical appointments.
Remember, the car accident compensation claims adjuster’s primary goal is to settle your claim for the least amount of money. Seek legal counsel for guidance and never sign a release until you do.