Dealing with the aftermath of an accident can be costly. You not only have to take care of medical bills but also have to repair or replace your car. You may not be able to work as you recover from your injuries either. This means that you may not have a source of income during this period.
So what are the mistakes to avoid after an accident?
Actions that can undermine your case
If the accident is the fault of another party, you have the right to seek compensation from the at-fault party. The compensation you receive should cover your medical bills, lost wages as well as pain and suffering.
The value of your claim will depend on the specific circumstances of your case. Unfortunately, many people don’t realize that their actions after an accident also play a role in determining the settlement value of their claims. The following are three major mistakes to avoid after an accident that could undermine your case.
Mistake 1: Not going to the hospital after an accident
Accident victims whose injuries are obvious are often rushed to the hospital in an ambulance immediately after an accident. In some cases, victims of accidents may be in shock. Their injuries however, may not be immediately apparent. Such victims are often given the option of going home instead of riding to the hospital in the ambulance.
Don’t go home on your own. Get examined by a medical professional even if it is your primary care physician. This ensures that any pain or injuries are noted by medical professionals. Many injuries, such as concussions, brain trauma and other internal injuries may not manifest until hours or even days following the accident. A medical professional will ensure that all signs and symptoms are considered and tests ordered to identify internal injuries early.
The medical examination and other medical records will play an important role in establishing the injuries caused in the accident. Having a medical examination also ensures that you get the right treatment when you need it.
Mistake 2: Not hiring a personal injury attorney
When the insurance adjuster gets in touch with you, he will most likely try to convince you that dealing directly with the insurance company is the best way to go. The adjuster will tell you that you don’t need a lawyer for your claim.
Don’t believe him. A personal injury attorney will work to get you fair compensation. In fact, the data is clear that accident victims who retain attorneys to represent them, receive significantly higher settlements than those who attempt to negotiate directly with the adjuster. Of course, it is not in the best interests of the insurance adjuster or the insurance company to tell you this.
Mistake 3: Recording a statement with the insurance adjuster
Don’t record a statement with the insurance adjuster. Always speak with an attorney first. Any recorded statement may be used by the insurance company to deny or delay your claim. A personal injury attorney like Laurie Robbins will handle all communications with the insurance company and will help you prepare before you provide a recorded statement.
Don’t fall into the trap. Know the mistakes to avoid after an accident. If you live in the Atlanta metro area, please call Laurie Robbins before talking to the insurance company.